Securities and advisory services offered through Madison Avenue Securities, Inc. (MAS) a registered investment advisor: member FINRA/SIPC , MAS and RDW Financial Group are not affiliated companies. R David Williams is licensed to solicit and sell life insurance and annuities in the following states only:  FL, IN, MI, and OH.   R David Williams is licensed to solicit and sell securities in the following states only: CA, GA, IN, FL & NY and licensed to solicit and sell advisory services in the following states only: CA, IN, NY & FL. We are not able to discuss or sell life insurance, annuities, securities or advisory services to individuals or entities who reside outside of the states licensed in.